EMPLOYEE BENEFITS

HEALTH INSURANCE
Health Insurance Coverage provided through major carriers in your area for groups or individuals against the loss of personal funds while receiving treatments for any health related condition. In addition, health maintenance is covered through regular physician office visits and prescriptions. This is available for long-term and short term/interim needs.

HEALTH INSURANCE SUPPLEMENTAL POLICIES
These policies provide affordable, supplemental coverage that helps to meet the costs of doctor’s office visits, accidents, hospitalization, dental services, and immunizations. This is an alternative line of coverage for companies that are unable to offer major medical insurance because of costs or other factors.

DENTAL INSURANCE COVERAGE
Dental insurance provides coverage for diagnostic and preventive care, basic care and major restorative services. It can also include orthodontic services.

Proper dental care and regular check-ups by a dentist can virtually eliminate progressive dental disease, resulting in long-term savings to insureds.

VISION
Provides coverage for regular maintenance visits to meet all of your vision needs.

LONG TERM DISABILITY
Provides coverage if you should become disabled for an extended period of time or possibly for life due to a sickness or accident that results in not being able to perform your normal job responsibilities.

SHORT TERM DISABILITY
Provides coverage if you should become disabled for a short period of time due to a sickness or accident that results in not being able to perform your normal job responsibilities.

CANCER
Cancer insurance provides supplemental funds for cancer screening tests, diagnosis, treatments and related benefits.

LONG TERM CARE INSURANCE
Throughout America today, there is a growing concern about the cost of long term care services in nursing homes. Learn more about our Long Term Care Insurance coverage optIons.

LIFE INSURANCE
Provides financial security for your family, business or personal needs in case of your death.